They do not process transactions in real time. No with automatic payments, checks, purchases, and bank fees it is nearly impossible for the average Joe who lives week to week. I then deposit money, then whalla, instant running balance with pending charges. NOT ever did I hear of "borrowing money". after a long talk they agreed to waive the fees ( not the first one). Every two weeks we pay around $400 + in overdraft fees, it's hard to get away from and these banks know this. I'm currently 18, just graduated high school last year, and before college started my dad gave me a debit card to use for college. I would then call her after I sold enough to honor my promise to pay her first, & tell her go ahead & deposit the check. However, Business and Commerce Code Section 3.506 (b) limits the fee amount to $30.00 that any non-bank check holder or retailer can charge for a dishonored check. i HAD A CHECKING ACCOUNT WITH BB&T IN DANVILLE WEST VIRGINIA BACK IN 2008 AND THIS BANK WOULD POST MY DIRECT DEPOSIT PAYROLL CHECK INTO MY ACCOUNT THEN AFTER IT HAS BEEN POSTED AND I USED SOME OF MY MONEY THAT WAS IN MY ACCOUNT.THE BANK WOULD TAKE MY MONEY OUT OF MY ACCOUNT AND THE MONEY I USED WOULD THROWN ME INTO NEGATIVE.THIS WENT ON AND I HAD A BALANCE OF OVER NEGATIVE CHARGES OF OVER 1000 THOUSAND DOLLARS.THEN THEN WOULD PUT THE MONEY BACK IN AND TAKE ALL THE OVER DRAFT CHARGES FROM MY PAY.WHICH LEFT US VERY LITTLE MONEY TO DO US TILL MY NEXT PAY WHICH WAS 2 WEEKS AWAY.THEY DID US LIKE THIS EVERY PAYDAY.THEY ALSO DID MY FAMILY MEMBERS THE SAME.POST IT TO THEIR ACCOUNT THEN WHEN THEY USED THEIR MONEY THE BANK THEIR MONEY OUT AND CHARGED THEIR ACCOUNT WITH OVER DRAFT CHARGES.WILL NEVER BANK WITH THEM AGAIN.THEY SHOULD NOT BE ALLOWED TO DO THEIR CUSTOMERS THE WAY THEY DO.NOW I HAVE CITY NATIONAL AND HAVE PROTECTION I PAY 7.99 A MONTH SO I CANT OVER DRAW AND BOUNCE A CHECK.BUT THAT DIDNT MATTER A FEW MONTHS LATER I HAD A CHECK TO BOUNCE.STILL PAYING THE 7.99 FOR THE PROTECTION BUT IT DONT PROTECT YOU.ARE THEY ANY BANKS OUT THERE THAT IS NOT TAKING OUR HARD EARN MONEY?Business account was charged over $1000 in overdraft fees when the account never appeared to be overdrawn.

You may be entitled to compensation by filing a lawsuit.For a free case review, please visit: https://www.johnsonbecker.com/class-action/bremer-bank-overdraft-fee-lawsuit-filed-by-johnson-becker-pllc/ or call 800-279-6386. I had said that I was not asking for it back due to a mistake on my part but due to a debit coming out when the banks are closed but the debit not going in until the bank was open the next day. Well this is what they did. I have paid more than $300 in fees, and I am tired of it. They charged me $1,000 for the transfer of the loan and added other charges that made the credit line go over without telling me.

I am on disability.Wells Fargo (formerly Wachovia) has been doing this grift for a while. They will process the larger transaction first. My deposit slip which she gave me back that day, showed she deposited @ 9:32 Monday morning, She showed me her deposit slip, & it said 2:30pm later that day was the time she got to her bank "in Spokane 1 hour away" . In the most recent example I successfully transferred 34 dollars to another BOA customer on-line. How am I getting charged with overdraft fees for transferring money from my account into MY account?

I have been with Iberia Bank for 7 years. The bank says I should know what is in my account. Just say that it will be ten days.B of A charges me overdraft fees on pending transactions. This is the $20 for ATM $20.50 bank communication access fee .

While doing some Christmas shopping I decided to check my account just to be sure I didn't go over my remaining balance. Like I have an extra $1000 to sit in an account, not earning interest, just sitting there, it's crazy. The banks are saying that High-To-Low processing ensures that big important payments such as rent, mortgages, student loans are paid first. However I can not afford a lawyer much less one of the caliber needed to go up against such a mega super size bank such as BBT. God Bless her I miss her so. They provided time stamps for the debit transactions but would not for the DDA ACH transactions.

Living out of hotels and my car while working full time going to school full time about 8 years ago. Had the check (debit) been posted on the correct day, as check was dated, an automatic direct deposit on that day would have easily covered the check/debit amount.PNC has repeatedly charged me overdraft fees when the posted balance in my checking account was positive. This is a breach of contract, when they allow banks to control loss checks. They would not return my money. In my case to them I am now just a useless undesirable, for I no longer pay income tax to them or put lots of money back into the system. When using their online bill pay, they will randomly select transactions to pay using a draft check rather than it being paid electronic. Statement at end of the month will not show, your deposit posted as last transaction of the day. It used to be a great bank. When the banks needed a bail out it was on the backs of everyday Americans who came to there rescue and this is HOW THEY REPAY US BY CONTINUING TO FIND WAYS TO RIP US OFF. Besides my creditors don't give a dam when they Social Security deposits my check they want their money on the due date. To me this is a true fleecing of the middle class worker. In mass. WITHOUT OUR MONEY THERE WOULD BE NO BANKS AT ALL!!!!!! I am so fed up with being abused by TD Bank and having my hard-earned money stolen by my own bank.This bank hooks purchases and changes the posting order. Being that I didn't have the $300+ to put into my account I had to wait until I got my NEXT paycheck. His friend could only physically withdraw from bank and had to have husbands authorization on $300 or more transactions. Why are we not fighting this!? When I called to inform the rep of the regulation D violation, the CSR refused to refund the fees. =$138. So just today alone I have paid the bank $60 and because they reimbursed me a total of $ 120 in the last YEAR, they would need authorization from management to do this!

?I have bank statements going back to 2003 and the first 12 or 13 years were pleasant, but after that it went to hell. I am the victim here!


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